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Child life insurance keeps your family prepared for the unexpected.

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Learn about child life insurance to help you decide if you need this coverage for your family.

Reasons to get a child life policy.

While life insurance is usually associated with breadwinners, there are some good reasons to get it for a child. But, it’s very much a case-by-case product, so it’s worth getting advice to see if it’s valuable for you to get a child life policy.

What does a child life policy cover?

Child life insurance is usually a whole life policy that starts much earlier in life than usual. Coverage may include funeral costs, counseling, and leave from work in the tragic event that your child passes away. These are costs that might otherwise create financial difficulties for you as a parent.

  Is child life insurance an option for you?

How relevant and significant these benefits are will depend on your financial circumstances, your other savings and investments, and your attitude toward risk.

Child life policies may be used as a form of savings.

Coverage may act as a form of savings, particularly for college fees. This allows you to build up a cash reserve that you can either withdraw (for a fee) or use as security on a loan. In most cases, the growth of this cash reserve is at a guaranteed rate but depends on the specifics of your policy.

Makes transitioning life insurance easier.

Starting a child life policy now reduces the risk of your child having trouble getting a life insurance policy themselves as an adult if they’ve developed a medical condition in the meantime. It may also offer perks such as discounts or the ability to get coverage without a medical exam.

Want to discuss the specifics of a child life insurance policy? Contact us to go over your needs and coverage options.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

 303-577-9998
Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Child Life Insurance Quote Request

Application information

Name
Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Name
Date of Birth

Other Drivers

Driver #1

Name
Date of Birth

If current student, please answer:

Driver #2

Name
Date of Birth

If current student, please answer:

Vehicles

Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?

Coverage

Windshield:
Towing:

Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Address
Central Alarm:
Pool/Hot Tub:
Trampoline:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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