Colorado Long Term Care Insurance

It is estimated that by 2020, 12 million older Americans will need long-term care. Most will be cared for at home as family and friends are the sole caregivers for a staggering 70 percent of the elderly. This is where Long Term Care comes in as most plans are designed to keep your loved ones out of nursing homes rather than in them. With the help of a Long Insurance Term Policy and careful planning, your family members can receive care in the comfort of their own home.

Another purpose of a Long Term Care Insurance Policy is to protect your family’s financial nest egg. For example: if a Nursing Home is the best solution for your loved one, the average annual is over $90,000. Medicare and Medicaid do not guarantee approval of these expenses; Long Term Care Insurance protects your assets from these costs and ensures they can be passed on.  

Quite simply, Long Term Care Insurance helps protect savings and gives you more choices for your care. Give us a call and allow us to help determine if Long Term Care Insurance is right for you.

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