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Wholesaler and distributor insurance helps cover your stock and business.

Wholesaler and Distribution Insurance - Revision Managers Discussing Inventory of Goods in a Large Warehouse While Holding a Clipboard and Wearing Safety Vests and Hard Hats

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Secure your business and inventory with wholesaler and distributor insurance.

In stock. In transit. At risk.

Wholesalers and distributors face some special risks by the nature of their business. Simply having large amounts of stock on the premises or in transit increases the financial risks of fire, flood, or theft. Commercial property insurance helps protect your inventory. However, you then have to factor in the costs and claims for compensation from the effects the damaged or lost stock has on your customers’ supply chains. And because you are the distribution part of the supply chain, you need coverage if something goes wrong with the products you are storing and transporting. With product recall and product liability insurance, your business may have coverage should there be a recall or liability claim against you for a product you distributed. In addition, there is also the risk of transporting products from point A to point B, so having cargo and transit insurance may help protect products that you purchase or sell while on the move.

Three areas of insurance coverage in one policy.

Specialty insurance policies for wholesalers and distributors are usually highly customizable to your particular needs, including having appropriate coverage limits to reflect the high value of a full warehouse of stock. Usually, you’ll have three basic components: commercial property insurance to help cover the stock itself; protection against loss of income if your facility is put out of action with business income insurance; and general liability insurance to help cover claims for injury or property damage visitors suffer while on your premises or your delivery staff cause elsewhere. Here are some businesses that may benefit from a wholesaler and distributor insurance policy:

  • Auto Wholesalers
  • Clothing Wholesalers
  • Computer Wholesalers
  • Construction Material Wholesalers
  • Electronic Wholesalers
  • Food Wholesalers
  • Furniture Wholesalers
  • Medical Equipment Wholesalers

Additional coverages options are available.

You’ll also usually have the option to add additional types of coverage such as protection against a data breach, human resources and employee claims, loss of power or communication at your facility, or damage to equipment that you have leased. This includes coverages such as cyber liability, employment practice liability, business interruption, and systems breakdown insurance. The needs of your particular business may vary, but these general business insurance solutions may benefit you.

Are you interested in wholesaler and distributor insurance to help safeguard your stock and your business? Contact us to go over your coverage options and the needs of your business.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Wholesaler and Distributor Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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