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Sports facility insurance helps secure your business and venue.

Sports Facility Insurance - Big Empty Gymnasium With Bright Lights and Courts for Playing Tennis and Badminton in a Health Club

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It’s all fun and games until it isn’t, then you need sports facility insurance.

Important coverages for sports facilities to consider.

When it comes to protecting your sports facility, the building and property itself is the most important asset. For this reason, having commercial property insurance may offer coverage in the event of damage, destruction, or theft of your property, building, or equipment. And because your facility is focused on having athletes and spectators attend games and utilize your property and equipment, general liability insurance becomes essential. This may provide coverage in the event that someone suffers personal injury or property damage related to your sports facility. Without insurance, you would be forced to pay for damages and legal fees.

Do all sports facilities need the same type of insurance?

Every sports facility is different and therefore has unique risks. For example, a large-scale, multi-sport complex has more people and therefore more risks than a small yoga studio does. The types of risks for your specific sports facility need to be accounted for in your sports facility insurance policy. Here are some of the types of sports facilities that may be covered:

  • Batting Cages
  • Bowling Alleys
  • Family Entertainment Centers
  • Multi-Sport Complexes
  • Skating Rinks
  • Team Sports Fields
  • Tennis Courts
  • Yoga Studios

What risks are common to sports facilities?

While the likelihood of occurrence and severity may differ depending on the type and scale of each sports facility, there are some common risks that they all share and directly relate to the industry. For example, because there are visitors and athletes on your property, if they get injured and claim it to be related to your sports facility specifically, you could be held liable. Another example includes sexual abuse charges related to your employees at your facility, which would need to be defended. In addition, the equipment your sports facility relies on could become damaged or faulty, which could lead to rescheduling or canceling sporting events and impacting your bottom line.

The business side of managing a sports facility.

While it might be all fun and games, running a sports facility is still a business and it needs to have the insurance coverage to fit the operations. A business owners insurance policy (BOP) combines commercial property and general liability insurance coverage. Equipment breakdown insurance should be considered if you rely on specialized sports equipment as part of your facility. Liquor liability is essential if you serve alcohol on the premises such as during sporting events. Workers’ compensation coverage is needed to help cover employees who become injured while on the job.

No matter what type of sports facility you run, sports facility insurance is important to consider. Contact us to go over your specific needs and learn more about your options.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Sports Facility Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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