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Nail salon insurance is designed to help safeguard your business.

Nail Salon Insurance - Woman Getting Her Nails Done by a Beautician Manicurist in a Nail Salon

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You pamper your clients. We’ll handle your nail salon insurance.

Get nail salon insurance for your unique facility.

Because of the high foot traffic your business sustains, you need to have adequate general liability insurance limits. For example, if a customer trips while getting out of the pedicure chair, they could sustain a serious injury. Basic business insurance may provide general liability coverage, but you may want to consider an umbrella policy to increase the limit.

Professional liability and product liability policies may help.

When you work with the public, there’s always a chance you’ll be sued. If a client gets an infection, has a reaction to a chemical, or otherwise believes a service you provided has harmed them, they may seek damages. Similarly, if a beauty product you sell in your salon causes such harm, you can have a lawsuit filed against you. Professional liability insurance and product liability insurance may help cover defense costs and money awarded to the plaintiff.

  What are the most common coverages that nail salons need?

Some of the most important coverage options to have in your nail salon insurance policy include general liability, as well as errors and omissions liability coverage.

  How much does insurance cost for nail salons?

The cost of your nail salon insurance policy may depend on a variety of factors, such as the size of your business, how many employees you have, how long you’ve operated your business, and where you are located.

Protect the value of your specialized business equipment.

From manicure and pedicure stations to polish displays and UV sterilizers, your nail salon holds a significant amount of high-value inventory and equipment. If these items are damaged or broken, replacements can be expensive. Your insurance policies should take your equipment needs into account.

Keep your business afloat when you can’t see clients.

Your nail salon business requires visitors to come in for service, and if your location must close temporarily, you may face financial trouble due to lost revenue. Business interruption insurance may help pay for operating expenses, moving to a temporary location, and possibly other expenses as well.

Don’t ignore the basics.

While basic business insurance alone isn’t enough, your nail salon insurance policy does still need these coverages. Workers’ compensation insurance offers coverage if your employees get sick or are injured on the job. If you use a computer system for record-keeping and appointments, cyber liability insurance is a must. Employment practice liability insurance (EPLI) may provide protection against claims of discrimination, harassment, or other improper behavior.

Ready to explore how nail salon insurance may benefit your business? Contact us to learn more.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Nail Salon Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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