Skip to main content

Excavation contractor insurance helps cover the depths of your business.

Excavation Contractor Insurance - Stylized Image of an Excavator Working at Construction Site on Summer Day at Sunset

Home » Business Insurance » Insurance by Industry » Excavation Contractor Insurance

Protect your business from the ground up with excavation contractor insurance.

Excavation contractor insurance for the unique work you do.

Digging for the foundation of a building, grading land, land clearing, and disposing of debris and earth. The work you do varies from site to site. These all carry different risks and your insurance needs to reflect this. A commercial general liability policy may be a good start. However, the limits may not be high enough for the scope of your work. In addition, including a commercial umbrella policy may offer additional protection when the underlying policy isn’t enough.

Protect your valuable equipment and materials.

Your operation relies on high-value equipment and materials. A builders risk insurance policy may cover these items when they are on the job site. An inland marine insurance policy provides protection while traveling to and from a job. On the other hand, excavation contractors have a need for business auto insurance. Your vehicles are driven by your employees traveling to job sites. You have larger vehicles that haul equipment. And you also have heavy machinery used for excavating, land grading, or removing debris. Your business auto insurance policy needs to offer more specific coverage than the typical insurance for a company vehicle.

Job sites can be dangerous.

What happens if a member of the general public wanders onto the job site and gets hurt? Or if a contractor from another company working on the same job site is injured? Job sites can also be considered attractive nuisances, meaning you can be held responsible if someone is injured at the site while trespassing. Premises liability insurance may help cover expenses related to any of these scenarios.

Environmental impairment offers additional protection.

Environmental pollution concerns can arise at an excavation site. Fuel spills can contaminate large areas and are very expensive to clean up. Neighboring properties can complain of noise or dust pollution and defending such claims can be costly. Damage can also be done to the areas around the job site due to the traffic of heavy equipment. Protecting your business starts with having environmental impairment insurance in place.

  How much does excavation contractor insurance cost?

The cost of your policy may vary depending on where your business is located, how many employees you have, and the type of work you perform.

Don’t forget other business insurance policies.

You’ll need commercial property insurance for the home base of your operations. Employment practice liability insurance pays expenses for defending against claims of harassment, discrimination, or unlawful hiring and termination practices. Cyber liability insurance offers protection if your computer network is hacked.

Start protecting your business with excavation contractor insurance. Contact us to get started.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Excavation Contractor Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

Skip to content