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Driving school insurance helps cover your vehicles, business, and students.

Driving School Insurance - Young Woman Taking a Driving Test With Her Instructor on a Sunny Day

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Keep your coverage in the same lane as your business by having driving school insurance.

What risks are driving schools up against?

For the most part, the risks that driving schools face most often are those found while on the road. Whether it’s a driving instructor or a student behind the wheel, the chance of getting into an auto accident is present at every turn. Another less obvious risk involves your physical driving school property and classroom. For example, a student could fall and be injured while on your property and file a lawsuit. In addition, driving instructors could be held responsible if their instruction or advice results in an auto accident. Also, your fleet of vehicles used to train new drivers could be damaged or totaled in an accident on the road or while on your property. All of these risks unique to your industry need to be accounted for in your driving school insurance policy.

The types of coverage provided by driving school insurance.

First and foremost, whether your driving school has one or multiple vehicles, business auto insurance is a must-have to protect your fleet of vehicles. Without it, you risk losing your vehicles if they become damaged or totaled and cannot get repairs or replacements. In addition, general liability insurance helps cover liability issues related to property damage and personal injury on your business property. Also, professional liability insurance is essential to help safeguard your business from claims of negligence, errors, or omissions. There are additional coverages that driving schools may include as well, such as:

  • Abuse and Molestation Liability
  • Business Auto
  • Business Owners Policy
  • Commercial Umbrella
  • Cyber Liability
  • Employment Practice Liability
  • Errors and Omissions Liability
  • Workers’ Compensation

Different driving schools call for different levels of coverage.

No two driving schools are exactly the same. The number of vehicles in a driving school’s fleet can range from one to hundreds. The number of driving instructors on staff and their level of experience can vary. And the type of vehicles that driving schools focus on can include anything from cars and trucks to tractor-trailers, motorcycles, and school buses. Each of these vehicles has unique risks associated with them and can drastically change the amount of coverage needed. No matter what the scale of your operation is, your driving school still needs insurance to protect the future of your business.

The business side of driving schools.

Driving schools are more than a source of knowledge and insight for new drivers, they’re also businesses. And like any business, there are some business insurance coverages that apply to them. For example, cyber liability insurance is important, especially if you take online payments or store client information on your computers, a data breach could put your business at risk. In addition, abuse and molestation liability coverage should be considered to protect your business from sexual assault claims from young drivers. Also, a business owners insurance policy (BOP) combines commercial property and general liability in one to offer more protection.

If you own a driving school, you need to have an insurance policy that’s in the same lane as your business. Contact us to discuss your specific needs.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Driving School Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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