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Alarm contractor insurance helps protect your business while you keep others safe.

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Your customers trust in you, protect your business with alarm contractor insurance.

What coverage do alarm contractors need?

Alarm contractors may have a variety of focuses. These include everything from alarm installers to alarm monitoring centers, as well as those specializing in either security or fire alarms. One of the most important coverages that alarm contractors need to have is professional liability insurance. If you are held responsible for financial losses due to your errors or omissions, this would provide coverage. You also need general liability insurance, which may provide coverage for bodily injury or property damage caused by actions or negligence related to your work as an alarm contractor.

Real-world risks alarm contractors face.

As an alarm contractor, you spend a significant amount of time at your customers’ properties, opening your business up to a number of risks. For example, if you are at a customer’s home installing an alarm system and your equipment falls and injures someone or damages their property, they could file a lawsuit. In addition, because alarm contractors are on the road a lot, the risks of getting into an accident with a company vehicle are real. Also, the alarm equipment you install or repair could fail to function as intended, resulting in theft, property damage, or fire without the customer being warned by their faulty alarm system. Here are some examples of coverage options you may want to consider:

  • Business Auto
  • Business Owners Policy
  • Commercial Property
  • Crime Insurance
  • Cyber Liability
  • Errors and Omissions Liability
  • General Liability
  • Professional Liability

The business side of the alarm contractor industry.

Your alarm contractor business may vary in size from one employee to dozens. Either way, it’s still a business and you’ll need business insurance coverage to match. Like any business, a business owner insurance policy (BOP) is essential, as it combines commercial property and general liability insurance. Another important coverage to have is workers’ compensation insurance in the event that an employee is injured while on the job. Cyber liability insurance is important to have as well depending on the type of secure information you have about your customers. And business auto insurance is a necessity for company vehicles when traveling to and from job sites. Crime insurance can also be useful to safeguard your business if an employee steals from your customers.

Are you looking for alarm contractor insurance to protect your alarm installation or alarm monitoring business? Contact us to learn more and discuss your options.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact One Street Insurance Group

Our Aurora, CO Office

1010 South Joliet Street
Suite 200
Aurora, CO 80012

Email Us
 303-577-9922 fax

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Alarm Contractor Insurance Quote Request

Application information

Current Address
Own or Rent?
Date of Birth

Co-Applicant Information

Date of Birth

Other Drivers

Driver #1

Date of Birth

If current student, please answer:

Driver #2

Date of Birth

If current student, please answer:


Vehicle #1

Vehicle #2

Vehicle #3

Vehicle #4

Vehicle #5

Do you have custom equipment?



Home Information

Do you have a declaration page you can send us?
Is the property currently insured?
Is this a new purchase?

Property Information:

Central Alarm:
Pool/Hot Tub:
Do you have a dog?
Bite History?

A few final questions about other services we offer.

Umbrella Insurance:

In short, Umbrella Insurance protects you when the limits of your auto, homeowners, or other personal liability insurance policies are exhausted and you face potential lawsuits and/or millions of dollars of damages. Umbrella Insurance Policies provide coverage for bodily injury and property as well as things your regular policies don’t normally cover.
Would you like more information about umbrella coverage?

Life Insurance:

Life Insurance, quite simply, is an insurance policy that pays a beneficiary or beneficiaries of your choosing in the unfortunate event of your death. Unlike most insurance policies, you may never see the benefits of the policy but the people you care about and rely on you surely will.
Are you interested in a life insurance quote or current policy review?

Commercial Insurance:

If you own your own business we would love the opportunity to insure that as well. We have the ability to insure most business types, have several companies that we work with and offer most policy types.
Would you be interested in a commercial insurance quote?
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 303-577-9998 or email us.

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